A Bankruptcy & Debt attorney represents clients who are unable to repay or are having trouble repaying individual or business debts. This specialized attorney protects clients against debt collection agencies and, if necessary, guides them through the complicated bankruptcy process that applies to their situation and best suits their needs. Elder law attorneys can help clients in the following areas:
There are many benefits to creating an estate. An estate is comprised of plans for a person’s finances and their property after their passing. A lawyer can help an elderly client establish their estate. The money in a financial plan will be used for future expenses, medical bills, and supporting family. It is also recommended for senior citizens to develop a will. A will provides guidance for family and loved ones after a person passes. It outlines who the person wants to inherit their belongings and property. If the person has children who are minors, they will name someone to care for them after their passing. They will also choose an executor for their will. That person will carry out the wishes described in the will. This is a substantial duty, and is usually given to a close family member. Unless a client has a complicated estate, a lawyer can write a will in about an hour. The future holds a lot of uncertainties. By having creating an estate, you can feel confident knowing your loved ones, property, and financials are taken care of.
There are federal benefits that senior citizens have access to. These include Medicaid, Medicare, Social Security, and Supplemental Security Income (SSI). Medicaid and Medicare are publicly-funded insurance programs. They ensure that elderly persons have health insurance after they retire. Senior citizens can enroll in Medicaid before they are retirement age. People have the chance to enroll in these programs and choose plans based on their unique needs. Medicare has plans for inpatient and outpatient services. They also have a plan for prescription medication coverage. Social Security and SSI are financial assistance programs. They make sure seniors receive a minimum income to live. Those who are eligible have the option to receive Social Security benefits starting at age 62. SSI benefits are given to those who express financial need. Those who qualify as low-income and are age 65 or older, blind, or disabled can apply. Those who are accepted will receive a monthly stipend to support them.
Elder abuse occurs when there is significant harm being directed toward an elderly person. Usually it comes from someone in a position of power that the elder puts trust in. There are many different forms of elder abuse. These include financial exploitation, neglect, emotional abuse, physical abuse, and sexual abuse. Each type comes with warning signs. If you have an elderly loved one, it is important to recognize if any changes are happening to them. For example, signs of neglect are dehydration, untreated health problems, poor hygiene, and malnutrition. Detailed lists for each type can be found on the Department of Justice website. In many states, it is mandatory to report suspected elder abuse. By reporting, someone could potentially save a senior citizen's life. Attorneys practicing elder law can protect and defend senior citizens from suffering continued abuse.
Elder law attorneys help their clients work through all legal problems related to aging. There are three main issues seniors face. They are estate planning, federal benefits, and elder abuse. Creating an estate is a significant step of life.
Elder law attorneys help their clients work through all legal problems related to aging. There are three main issues seniors face. They are estate planning, federal benefits, and elder abuse. Creating an estate is a significant step of life. It is how someone delegates their finances and property after their passing. As an adult, it is never too early to establish a will. It will relieve your family and loved ones from these burdens in the future. It also ensures that things are taken care of the way you prefer. A lawyer can help an elderly client receive federal benefits too. If they have been previously denied, it would be crucial to have a lawyer on their side. It is important for senior citizens to have adequate health care coverage and at least a minimum income to live. Lastly, elder law attorneys can assist victims of elder abuse. An attorney can represent them whether it is happening at home or in a facility. If you or a loved one need assistance with any of these issues, contact a local elder law attorney today.